06 April 2026
| Blog
| Study Abroad,GRE,GMAT,IELTS,Scholarship,USA UK Canada
Studying abroad has become more accessible. With scholarships, education loans, and easier visa processes, lakhs of Indian students go abroad every year. Here is the 2026 complete guide.
TOP STUDY DESTINATIONS:
1. USA — STEM/MS focus. Avg cost: Rs. 35-60 Lakh/year. Top: MIT, Stanford, Harvard, CMU.
2. UK — 1-year Master's. Cost: Rs. 25-40 Lakh/year. Top: Oxford, Cambridge, Imperial, LSE.
3. Canada — PR-friendly. Cost: Rs. 15-25 Lakh/year. Top: Toronto, McGill, UBC, Waterloo.
4. Germany — FREE public universities. Cost: Rs. 5-12 Lakh/year living. TU Munich, RWTH Aachen.
5. Australia — Research-friendly. Cost: Rs. 20-35 Lakh/year. Melbourne, ANU, Sydney.
6. Ireland — 2-year work permit after MS. Cost: Rs. 18-25 Lakh.
7. Netherlands — English-medium UGs. Cost: Rs. 10-18 Lakh.
8. France — Cheap public unis. Sciences Po, HEC Paris.
9. Singapore — Hub for finance/tech. NUS, NTU.
10. New Zealand — Easy PR pathway.
ENTRANCE EXAMS:
- GRE (USA Masters in Engineering/Sciences) — Score 320+ for top schools
- GMAT (MBA abroad) — Score 700+ for top schools
- TOEFL (USA, Canada) — 100+ score
- IELTS (UK, Australia, Canada, NZ) — 7+ band
- SAT (UG abroad) — 1450+ for top universities
- LSAT (Law abroad)
SCHOLARSHIP OPTIONS FOR INDIAN STUDENTS:
1. Inlaks Shivdasani Foundation — Up to Rs. 80 Lakh
2. JN Tata Endowment — Loan scholarship
3. KC Mahindra Scholarship — Rs. 8 Lakh
4. Aga Khan Foundation Scholarship
5. Fulbright-Nehru Master's Fellowship
6. Chevening Scholarship (UK)
7. DAAD Scholarship (Germany)
8. Erasmus Mundus (EU)
EDUCATION LOAN OPTIONS:
- SBI Global Ed-Vantage — Up to Rs. 1.5 Cr
- HDFC Credila — Custom plans
- IDFC First — Quick disbursal
- Avanse Financial — Interest only during course
REQUIRED DOCUMENTS:
- Statement of Purpose (SOP) — Most critical document
- Letters of Recommendation (3 LORs)
- Transcripts (10th, 12th, UG)
- CV / Resume
- Standardised test scores
- Passport
- Bank statements (Rs. 10-50 Lakh balance proof)
TIMELINE: Start 12-18 months before intake. Most US/UK universities have Fall (Aug-Sep) intake.
Need help with applications? Free abroad counselling at our Bokaro center.
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